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consolidating debt


bones
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has anyone ever taken out a loan in order to just pay off all their credit card debt? to consolidate into one monthly payment?

has anyone consolidated any kind of debt in general?

 

need some advice

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58 minutes ago, bones said:

has anyone consolidated any kind of debt in general?

I've had at least 7 thousand dollars worth of credit card debt that I've paid off over the years. I have learned that playing with a credit card is a very bad thing to do. 

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38 minutes ago, Mr.Dawn said:

I've had at least 7 thousand dollars worth of credit card debt that I've paid off over the years. I have learned that playing with a credit card is a very bad thing to do. 

Wow. So ironic. That is my exact amount of debt to a T. 

Only two cards are killing me- I cried on the phone to Capital One yesterday. Very low moment. 

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On 11/18/2021 at 4:11 PM, bones said:

Only two cards are killing me- I cried on the phone to Capital One yesterday. Very low moment. 

I've been tempted on a few occasions to get another card. But really, I just don't trust myself, even though that last time wasn't exactly 100% my fault. My biggest fear is that I just don't want to fall back into debt seeing as I just paid everything off including a left over utility bill, unpaid from Florida after the hurricane, that badly impacted my credit score. 

Edited by Penumbra
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